DANNY DE HEK

It never fails. You start poking around one scam, and just when you think you’ve mapped out the ringleaders, another name bubbles back to the surface. And there it was again—Randy Schroeder.

If you’ve been around the MLM space long enough, you know that name. Schroeder is a serial pitchman, always repackaging the same empty promises under a new brand, a new logo, a new product that’s going to change the world—until it collapses and he’s on to the next big thing.

He’s been involved in everything from Kannaway to TranzactCard to FinMore, and now, he’s pushing something called Talk Fusion like it’s the second coming of digital marketing.

Let me make this very clear: Randy Schroeder is not some harmless networker with a dream. He is a professional MLM manipulator, and thanks to the great reporting over at BehindMLM (full credit to them), we now have a very public example of what happens when Randy gets called out. Spoiler: He doesn’t take it well.

In a September 2023 meltdown, Schroeder went on video to defend TranzactCard after it lost its U.S. banking access. He blamed the collapse on growth overwhelming their banking partner Solid, even though uptime data from Solid told a very different story. Instead of taking accountability or providing evidence, Randy lashed out at BehindMLM, calling them a “trash rag” and accusing them of getting paid to smear companies. BehindMLM clapped back with receipts, proving they simply published what TranzactCard itself had disclosed.

Classic diversion. Classic Randy.

Let’s not forget the TranzactCard/FinMore disaster. Randy was knee-deep in it. When TranzactCard started sinking due to regulatory issues, FinMore popped up like a rebranded lifeboat—but it too went down. According to BehindMLM’s research, Randy responded not with transparency, but with silence, deletion of evidence, and a swift pivot into… you guessed it: Talk Fusion.

So what is Talk Fusion?

According to Randy’s own YouTube channel—which has become a recruitment firehose—he’s now claiming to make millions of dollars a year promoting Talk Fusion, a so-called video email service with built-in MLM opportunity. He’s uploaded dozens of pitch videos, training calls, and compensation plan breakdowns, all promising viewers they can “get paid in one minute.” Let me translate that for you: they want your money fast, before you realise what you’ve signed up for.

The Talk Fusion website is full of marketing fluff and deception:

  • “Get paid in one minute” — no disclaimers, no income disclosures, just pure regulatory bait.
  • “No inventory, no shipping, no waiting” — because the only thing you’re selling is the illusion of an opportunity.
  • Over 1,000 templates, but no proof the emails even reach inboxes.
  • “Pre-launch” hype cycles to create urgency and FOMO.
  • Manipulative marketing toward charities, families, and small businesses.

Behind all the shiny videos and taglines, Talk Fusion’s Terms of Service and Policies are a nightmare:

  • Mandatory arbitration in Florida.
  • Class-action waivers.
  • Confidentiality clauses with $25,000 penalties.
  • 72-hour refund window—after that, too bad.
  • Cancellation only in writing, and not over the phone.

This is what Schroeder is peddling to his audience now. Another scheme. Another fake tech solution propped up by emotional manipulation, aggressive recruitment, and legal silencing tactics.

Randy Schroeder has one job: keep the downlines full and the money flowing upwards. Every time a scheme fails, he scrubs the evidence, plays victim, and jumps into the next MLM circus.

So here’s the truth: Randy Schroeder is not some misunderstood entrepreneur. He’s a professional scam facilitator with a long resume of failed projects and red-flagged compensation plans. He gaslights his critics, recruits with emotional buzzwords, and thrives in the grey areas of MLM legality.

And Talk Fusion? It’s just his latest costume.

Credit where credit is due: Huge thanks to BehindMLM for their detailed and fearless reporting on these scams. If you’re ever unsure about a company or promoter, check their archive first.

As for Randy Schroeder—consider this blog your warning. If he comes knocking with another “opportunity,” slam the door, lock it, and tell your friends. The Crypto Ponzi Scheme Avenger will be watching.

About the Author Danny de Hek, also known as The Crypto Ponzi Scheme Avenger, is a New Zealand-based investigative journalist specializing in exposing crypto fraud, Ponzi schemes, and MLM scams. His work has been featured by Bloomberg, The New York Times, The Guardian Australia, ABC News Australia, and other international outlets.

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