DANNY DE HEK

If you’ve ever stumbled into a Zoom room and felt like you accidentally joined a crypto-infused church revival, you may have witnessed something like the recent UTrading webinar hosted by “Millionaires Mercy” — real name: Mercy Wanjiru — and her equally zealous co-host “CashQueen.”

What unfolded wasn’t a financial literacy session; it was a coordinated push to lure viewers into what appears to be yet another Ponzi-style operation disguised as crypto empowerment.

Let’s unpack it.

From the opening moments, the webinar was saturated with high-energy affirmations, love-bombing, and raucous emoji spam. Viewers were encouraged to flood the chat with “777” — a kind of virtual Amen — to show agreement, enthusiasm, or blind obedience, depending on how cynical you’re willing to be. This wasn’t an accident. It’s a manipulative trick used to simulate social proof and drown out doubt. At the height of the frenzy, dozens of users filled the chat with “7777777” while others asked important, unanswered questions about risk management.

That’s your first red flag: when questions like “Does the app have a stop-loss feature?” and “How are investor funds protected from major losses?” are completely ignored in favour of emojis and hype.

The entire presentation leaned heavily on vague promises of financial freedom, generational wealth, and “taking control of your money” through UTrading — a mysterious crypto trading app supposedly powered by AI. But no documentation, licensing, technical whitepaper, or live demonstration was provided. In other words, they’re asking for your money first, and your critical thinking later.

Mercy Wanjiru, already known in Kenyan circles for past promotional involvement in questionable ventures, is now operating under the brand “Millionaires Mercy,” a strategic rebranding meant to project authority and success. But don’t let the title fool you — it’s a carefully constructed mask designed to build unearned trust. That trust is then transferred to the app she’s promoting.

By the end of the call, the pressure to act was unmistakable. Participants were urged to focus “exclusively” on UTrading and to contact their sponsors immediately. This language is textbook MLM: create urgency, demand loyalty, and push immediate action. One attendee even thanked Mercy and CashQueen for being their “crypto champions,” while another subtly pleaded, “Please tell those who are promoting Ponzi.” Ironically, that message was lost amid the noise.

So what do we know about UTrading?

  • It promises high returns via a proprietary trading bot.
  • It avoids any discussion of risk, licensing, or regulation.
  • It operates with a sponsor-referral model, rewarding recruitment.
  • It emphasizes secrecy, hype, and loyalty over logic or proof.

These are classic markers of a Ponzi scheme:

  1. Money from new recruits is used to pay older ones.
  2. Recruitment is prioritized over product transparency.
  3. The scheme collapses when new investment slows down.

And Mercy? She’s not an educator. She’s a figurehead. A charismatic repackaging of the same old fraud, wearing a sash that reads “Millionaire” while collecting funds from people who dream of becoming one.

If you were on that call and you felt a twinge of doubt — trust it. That instinct is worth more than any crypto bot someone’s trying to sell you. And if you’re already involved? Start asking questions. Loud ones. Because real opportunities don’t fear scrutiny — only scams do.

UTrading isn’t innovation. It’s indoctrination.

And Mercy Wanjiru is the one holding the mic.