DANNY DE HEKI’ve seen my fair share of Ponzi schemes, rug pulls, and outright scams in the crypto world. From the slick marketing to the fake trust-building tactics, I know exactly what to look for.

When I first stumbled upon Cryptonomy Finance, my gut immediately told me something was off. And let’s be real – if I’m getting that feeling, you should be running for the hills.

Cryptonomy Finance presents itself as a regulated financial institution offering “secure” staking, lending, and high-yield investment opportunities. But dig a little deeper, and you’ll find a house of cards ready to collapse. This isn’t just another shady crypto project—it’s a textbook MLM Ponzi scheme, complete with fake insurance claims, artificially inflated user numbers, and a history of locking up investor funds.

So let’s break it down and expose this scam for what it is.

The Smoke and Mirrors of Cryptonomy Finance

The first thing I noticed about Cryptonomy Finance was its marketing. Flashy website, slick branding, and a lot of promises about “financial freedom,” “fully regulated operations,” and “complete security.” That all sounds great—until you realize it’s a carefully curated illusion designed to lure in unsuspecting investors.

They claim to have over 1.3 million users, have processed $40 billion in transactions, and operate in 200+ jurisdictions. But where’s the proof? No independent audits, no transparency, and absolutely no way to verify these figures. Numbers like this don’t just appear out of thin air—they’re manufactured to build trust and bait new investors.

Then there’s the insurance claim. Cryptonomy Finance proudly boasts that all funds are backed by £6.1 billion in insurance, but nowhere do they provide proof of this. No policy number, no underwriting institution, just a vague statement. This is one of the oldest tricks in the Ponzi playbook—make people feel safe so they invest more money.

Fake Trustpilot Reviews: A Classic Ponzi Move

Anytime I investigate a crypto scam, I head straight to Trustpilot. And guess what? Cryptonomy Finance is absolutely flooded with fake 5-star reviews. But here’s where it gets interesting—Trustpilot itself has flagged Cryptonomy Finance for breaching its Terms of Use by manipulating its rating. Many of the fake reviews have already been removed, yet they continue to push this facade.

The few genuine 1-star Reviews that remain tell the real story:

  • Investors unable to withdraw funds—Cryptonomy suddenly locks up their assets and forces them into new contracts without consent.
  • Support is non-existent—anyone who asks about missing funds is met with silence or generic responses blaming the user.
  • Fake regulation claims—Cryptonomy Finance states it is “fully regulated”, yet doesn’t name a single regulatory body. Spoiler alert: no real financial watchdog has ever approved them.
  • Insane returns that don’t add up—advertising up to 180% APY on staking. This is beyond unrealistic and a blatant Ponzi red flag.

It’s the same tired formula we’ve seen before—pay early investors with new deposits, flood Trustpilot with fake positivity, then disappear when things get too hot.

The Staking & Withdrawal Scam

The biggest Ponzi red flag with Cryptonomy Finance is its staking program. They claim you can earn 180% APY, but here’s the catch—you can’t actually withdraw your funds.

The fine print tells the real story:

  • If you stake in their Fixed Account, your funds are locked until the completion of credit contracts secured by your deposit—whatever that means.
  • If you want out early, you get hit with a penalty of 40% to 75% of your original deposit.
  • Any profits earned are forfeited if you try to leave early.

Translation? Once your money is in, good luck getting it back.

The Launchpool program is even worse. Investors deposit funds into so-called private allocations and incubation projects, only to find their money trapped for up to a year—or longer if Cryptonomy decides it’s “necessary.”

These are blatant Ponzi mechanics designed to keep investor money locked up while they siphon off as much as possible.

MetaMask Has Already Flagged Cryptonomy Finance as a Scam

If you needed one more reason to avoid Cryptonomy Finance, here it is: MetaMask has already flagged its website as deceptive.

Try to visit cryptonomy.fi through MetaMask, and you’ll be hit with a warning stating the site has been flagged for potential fraud. This doesn’t happen by accident. MetaMask maintains a blocklist of known scam websites, and Cryptonomy Finance has landed itself right on it.

MetaMask warns users about:

  • Potential theft of Secret Recovery Phrases and passwords.
  • Malicious transactions that drain wallets.
  • Links to other scam sites and phishing attempts.

When a site gets flagged at this level, you know you’re dealing with a scam.

Final Verdict: Cryptonomy Finance is a Scam

I’ve covered hundreds of Ponzi schemes, and Cryptonomy Finance checks every single box. It uses classic MLM recruitment tactics, fake Trustpilot reviews, unsustainable returns, and dishonest claims about security and regulation to lure people in.

Here’s the hard truth:

  • Your money isn’t safe. Once deposited, it’s locked away under vague terms designed to keep it there.
  • The returns are a lie. 180% APY isn’t just unsustainable—it’s mathematically impossible.
  • Trustpilot reviews are manipulated. The real reviews expose the scam for what it is.
  • MetaMask has already called them out. A legitimate company doesn’t get flagged as a fraud.
  • They are NOT regulated. Their “fully regulated” claim is an outright lie.

This is another crypto Ponzi scheme—and when it eventually collapses, the only people who will have made money are the scammers at the top.

If you’re reading this and considering investing in Cryptonomy Finance, DON’T DO IT. If you’ve already invested, get out while you still can (if they even let you).

And if you’re a promoter of this scheme? Expect to be exposed. Because I, Danny de Hek—The Crypto Ponzi Scheme Avenger—am watching.

Stay safe. Stay skeptical. And always, follow the money.